Claims Property Adjuster

Job Summary

This position supports the Property Claims operation by handling claims reported on Homeowner policies written by the Interinsurance Exchange in compliance with all regulatory and statutory requirements. The position requires the handling of claims of low to moderate complexities. The primary functions include interpreting information from First Notice of Loss reports, loss investigation, coverage evaluation, claims resolution and negotiation strategies. Employs discretion and independent judgment to ensure compliance with state and federal laws. Applies technical and customer service best practices in accordance with company guidelines.

Job Duties

• Conduct phone investigations to determine coverage and damages. Identify and obtain statements from insureds, vendors, and witnesses. Responsible for maintaining proper activities and service levels.

• Communicate and interact with a variety of individuals, including members, insureds and claimants. Explain policy coverages, benefits, and claims process either verbally and/or in writing which complies with regulatory and statutory requirements. Recognize and appropriately address common coverage issues.

• Evaluate, assess, make decisions, and negotiate within settlement authority with insureds to resolve first-party claims in multiple markets. Demonstrate proficiency with assessment of personal property, property damage, loss of use, and claims technology and tool usage.

• Coordinate with internal and external departments as required.

• May attend and participate in legal proceedings.

• Respond quickly to insured needs and problems.

Qualifications:

Our stellar employees successfully complete all required training in order to provide outstanding customer experience.   This includes successfully completing all applicable licensing exam(s) and background checks required of various states. 

This role might be for you if you have:

• Bachelors equivalent or combination of education and experience.

• 1-3 years Prior claims handling experience preferred.

• Ability to communicate clearly, professionally and empathetically on every interaction.

• Working knowledge of claims administration best practices and procedures.

• General knowledge of fault assessment, negligence and subrogation principles desired.

• Working knowledge of Microsoft Office suite, general computer software and claims software.

• Motivated and accountable to your team, your work and your schedule.